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    How To Finance Tattoo Removal

    A tattoo can symbolize your feelings, religion, artistic leanings, or political sentiments at a certain time of your life - but there may come a time when you want to have it removed. 

    Body art that took several sessions to create can’t just be wiped away in a few minutes. In fact, you’ll probably have to return for several follow-up sessions before your skin returns to its pre-tattooed state.

    The repeat therapy required to remove permanent ink from skin can result in higher fees. 

    • A single laser tattoo removal session can cost anything from $75 to $500 and several sessions are usually needed to remove a tattoo. 
    • This means you may end up with a bill that reaches several thousand dollars - and most health insurers won’t cover your costs. 
    • If you don’t have enough savings on hand to cover these costs you may find that having a few skin restoration sessions really eats into your monthly budget - and that’s not something many people can afford in the current economy. 

    While the removal process can be a lengthy and expensive one, there are plenty of financing options you can explore. We’ll cover the most popular ones in this article. 

    How Much Does It Cost

    Tattoos come in different shapes and sizes. The cost of having one applied can vary depending on the size, location on the body, and inking techniques involved - and so can removal costs. 

    • Individual tattoo removal sessions are typically priced over $100. This amount will increase for larger tattoos, designs that use dense or dark ink colors, and natural tattoo removal.
    • One session is seldom sufficient to remove the tattoo completely. It’s a little like washing ink stains out of your hands - a few sessions are usually required. 
    • You’ll want to receive a quote on your tattoo removal cost ahead of time from the provider you choose. In general, you should budget for at least $1000 in costs and work from there. It’s always better to over-budget and end up applying for a smaller loan than you qualify for than to be stuck without sufficient funds to pay for your follow up sessions. 

    Your Options

    It’s not cheap to remove tattoos - and as a cosmetic procedure, it’s going to be difficult to claim on your health insurance. If you’re seeking to finance your removal procedure you may want to consider some of these popular options. 

    Advance Care Card

    This lending product has a successful 12-year track record in the industry. Its flexible approval criteria make it ideal for customers with bad credit. 

    Medical providers are likely to accept this card because they are guaranteed to receive their full fees and not a discounted amount. This gives you access to a greater number of tattoo removal providers when paying with the card.

    • The 6 to 12 months introductory interest-free period Is ideal for financing smaller amounts and repaying them in full. 
    • A big advantage of using this card is the company’s payment policy. You’ll only be charged a regular late payment fee and won’t have to pay high interest rates or suffer any other penalties. 

    CareCredit

    This lender - which is owned by General Electric - offers a healthcare credit card that provides flexibility and potential savings through its three payment options. 

    The major benefit for users of this card is the range of interest-free payment periods - you can choose between 6, 12, 18, or 24 months. This applies to all purchases greater than $200 - and it’s worth noting that only medical or cosmetic improvement costs can be charged to the card. 

    • You can choose to repay your debt in equal monthly payments, minimum monthly payments, or minimum payments over a five-month period and a lump sum payment in month six. 
    • The equal payments and lump sum option offer interest-free payments for the first six months - giving you a chance to pay down your tattoo removal cost once and for all. If you choose to pay the minimum monthly amount, you’ll be charged interest on the balance you carry after month six. 

    Lending USA

    If you’re a tech-savvy borrower and would like to explore unconventional medical financing options, this may be the ideal choice for you. 

    Unlike the other options we covered above, this product isn’t a medical card. It’s a totally online and app-based lending solution that offers several unique benefits.

    • You can apply for financing at the tattoo removal provider’s office and know the outcome of your application within minutes. This is much quicker than a conventional medical finance provider and you could begin your first session almost immediately. 
    • There are no application fees, card issuance fees, and other charges you’d expect with a medical credit card. However, an origination fee of 8% and a hard credit pull are mandatory as part of the approval process. 

    Bottom Line

    Body art doesn’t have to last forever - and if you’re thinking of having a tattoo removed you may be concerned about the costs which can exceed $1000 in total. 

    Tattoo removal financing offers a flexible and affordable payment method for anyone who’s keen to restore their skin to its original condition. The lending providers covered in this article each offer their own unique benefits - including interest-free repayment periods in some cases. You’ll want to take advantage of these to pay down your debt as fast as possible and make a new start with both your skin and your finances.