Medical Loans Reviews by Companies 

We’re not all blessed with a well-paying job that can offer us such essential perks as comphrenesive health insurance. In fact, there are over 27 million people in the US right now without any policy in place at all. That means that a huge number of us, even those that do have some form of insurance, will need to turn to medical loans in order to pay for treatments like dental, hair loss, IVF, and even cosmetic procedures like plastic surgery.

But with such a saturated lending market, whether you need healthcare or a new car, it’s not easy to find a loan that gets you the care you need and won’t come back and bite you down the line. It’s our aim to scrutinize all the options and recommend only the best medical financing companies so our readers can focus on fixing their health, not money.

Our review method 

Our review team is made up of people with a combination of both professional and personal experience with medical loan companies. For our readers, that means they can rest assured that all advice we put on our website is objective and from a place of knowledge. Our team knows exactly what to look for and what makes a loan trustworthy, becuase there’s a lot more to them then simply low rates. 

Options to refinance, whether or not there are fees attached, if bad credit borrowers are eligible to apply, and if the lender houses a responsive support team are all crucial factors outside of the typical loan amounts and rates. Plus, most importantly, we have no affiliation with any of these companies, and neither do our writers, so you’ll struggle to find such honest and impartial loan reviews elsewhere.

Best Medical Loans Providers

  • People with low credit scores are often approved
  • Loans can be used for a variety of reasons
  • Great customer support staff
  • Cosigners accepted
  • Card number immediately
  • No annual fee
  • Fixed Rate APR
  • High loan amounts
  • Flexible repayment plans
  • Best dental procedures
  • No origination fees
  • Personal approach to lending
  • Reduced monthly payments
  • Borrow up to $35,000
  • Loan terms between two and five years
  • Accepts credit scores Fair to Excellent
  • No early repayment fees
  • Professional consultants
  • Expediency
  • Discount for automatic monthly payments
  • Available in all 50 states
  • Referral bonus of up to $400
  • No origination fee
  • Soft pull
  • Low credit score requirement
  • No prepayment penalty
  • Long terms of the loan
  • BBB-accredited
  • Borrow between $2,000 and $25,000
  • Decisions in a few seconds
  • Loans for a wide range of financing needs
  • Unsecured loans with no equity requirements
  • Flexible loan terms
  • Competitive rates
  • No minimum credit rating
  • Financial Education
  • Low APR
  • Debt consolidation
  • Home improvement loans
  • Baby and adoption loans
  • Member bonuses
  • Fixed and variable rates with no hidden fees
  • Straightforward and speedy sign-up
  • Flexible payment options
  • High Probabilities of Approval
  • New to Credit borrowers
  • Fast funding
  • Checking their rates won’t affect your credit rating
  • Vision Care Loans
  • Alternative Medicine Loans
  • Dental Loans
  • Plastic Surgery
  • Dental Care
  • Hearing Aids
  • Plastic Surgery
  • Overseas Surgery
  • LASIK Surgery
  • LASIK Surgery
  • Orthopedic
  • Veterinary Care
  • Borrow up to $40,000
  • Offers apply to military members at all levels
  • Provides for non-emergency treatments
  • $5000-$100,000 loan amounts
  • Low-interest rates in some cases
  • Loans are unsecured
  • Free financial education courses
  • Quick application process
  • Instant credit decisions
  • Flexible
  • No early payment fees
  • Free financial courses
  • Wide range of loan types
  • Fast application process
  • Offers without obligation
  • Apply in just three minutes
  • Usually cheaper than bank overdraft fees
  • Simple flat fees
  • Fixed interest rates
  • Deposit-secured Loans
  • Unsecured Loans